The Cooperative Business Model

Building a Better and More Balanced World

Cooperative Businesses are more economically resilient than many other forms of enterprise; TWICE the number of cooperatives (80%) surviving their first five years compared with other ownership business models (41%).

In 2012 approximately 1 Billion people were members of at least one cooperative and the sales of the largest three hundred cooperatives in the world reached $2.2 trillion, which if they were to be a country, it would make the seventh largest.

The National Cooperative Business Association (NCBA) is an organization in Washington dedicated to ensuring that cooperative businesses have the same opportunities as other businesses operating in the country and that consumers have access to cooperatives in the marketplace.

Our Cooperative Business Enterprise utilizes the Pay It Forward (P.I.F.) system and is guided by Dr. Robert A. Needham, one of the foremost authorities on Co-Ops in the world.


Robert A. Needham JD, Phd

Dr. Robert Needham is a business advisor, coach, innovator, economic and social theorist, author, public speaker, scientist, thought leader in the collaborative and cooperative movements. He is also a thought leader in financial services, franchising, cooperatives as well as public and private governance.

Robert has written several books (18) and white papers which have introduced new ideas in over 90 industries and have been used by business and non -profit leaders internationally.


Dr. Needham's books include:

  • 2017-2023 From Scarcity To Abundance (May 2017)
  • Collaborative Commonwealth
  • Why Divide When You Can Multiply? - Sow A Seed Feed A Nation
  • Wealth 3.0 - Saving America One Small Business At A Time
  • Solving The Puzzle of Owning A Franchise - Stop Renting Your Life and Own It Instead
  • Is There Life After Debt

Dr. Needham is president of Spectrum Advanced Markets, a business advisor and consultant to for-profit, non-profit, ministry and cooperative business concepts.

As a scientist Dr. Needham has a highly decorated military career that included a member of the National Aeronautics and Space Administration (NASA), National Space Transportation System (NSTS-Space Shuttle), Power Flight and Assent Design Team (Houston) Unified Space Command and also worked as a consultant to the government as a defense contractor.

As a public speaker, Dr. Needham has spoken at numerous conferences on missions, strategic planning, franchising, ministry development, cooperatives and new trends. He recently spoke at the 2014 Future of Money and Technology Summit in San Francisco.

Dr. Needham has also appeared on numerous television and radio stations as well as being featured in several newspaper, internet and industry magazines.